YOUR TRAVEL COST FIELD GUIDE
What will your card cost abroad?
Calculate foreign transaction fees and annual-fee break-even spending.
At the baseline 2.5% fee, CAD 1,000 of foreign spending adds CAD 25 in fees.
Source: www.scotiabank.com · As of: Oct 2026
Your cost estimate
Card fee savings$0.00Estimate
- Baseline card fee
- $25.00
- Selected card fee
- $25.00
- Card fee savings
- $0.00
- Annual-fee break-even spending
- No break-even amount
Source · As of
Source: www.scotiabank.com · As of: Oct 2026
Source: www.scotiabank.com · As of: Oct 2026
Card fees
| Card | Issuer | FX fee | Annual fee | Break-even spend | Details |
|---|---|---|---|---|---|
| EQ Bank CardPrepaid Source: www.eqbank.ca · As of: Oct 2026 | Equitable Bank | 0% | $0.00 | No break-even amount | |
| Scotiabank Passport Visa Infinite+Credit Source: www.scotiabank.com · As of: Oct 2026 | Scotiabank | 0% | $150.00 | $6,000.00 | |
| Scotiabank Gold AmexCredit Source: www.scotiabank.com · As of: Oct 2026 | Scotiabank | 0% | $120.00 | $4,800.00 | |
| Wealthsimple Visa Infinite+Credit Source: www.wealthsimple.com · As of: Oct 2026 | Wealthsimple Payments Inc. | 0% | $240.00 | $9,600.00 | |
| Home Trust Preferred VisaCredit Source: visa.hometrust.ca · As of: Oct 2026 | Home Trust Company | 0% | $0.00 | No break-even amount | |
| Scotiabank Platinum AmexCredit Source: www.scotiabank.com · As of: Oct 2026 | Scotiabank | 0% | $399.00 | $15,960.00 | |
| Rogers Red World Legend MastercardCredit Source: www.rogersbank.com · As of: Oct 2026 | Rogers Bank | 0% | $495.00 | $19,800.00 |
Source: www.scotiabank.com · As of: Oct 2026